Job Info
JOB DESCRIPTION
We are seeking a Home Loan Processing Specialist to join our Farm Credit Family! This position provides quality customer service by obtaining necessary documentation for underwriting the loan file, ordering third party documentation, and communicating directly with the customer and/or home loan originator to obtain necessary documentation, and provide proper disclosure as required by local, state, and federal regulations.
Responsibilities:
Home Loan Processing: Process mortgage loan applications including data entry, gathering customer information, credit verifications and document prep all within consumer compliance rules. Order credit reports, title, flood, and appraisals. Communicate with attorneys, insurance companies, and investors to obtain efficient closings. Submit mortgage loan application file for underwriting approval. Ensure closing documents are keyed and in compliance with regulations, policies, and procedures.
Customer Support: Provide customer service to home loan originators, customers, external vendors, and loan investors. Update the loan originators on the progress of the loan file in an efficient, accurate manner. Contac the loan originator or the borrower to obtain any missing documents.
Professional Development: Participate in continuous learning activities to sustain knowledge of the industry and Association policies, procedures, and guidelines. Assist with special projects as assigned. Requirements: - Education and/or experience equivalent to an Associate's Degree
- 3-5 years of loan related administrative work, customer service, or paralegal related field
- Good knowledge of general office routine and use of office equipment, including phones, computers, copiers, and scanners
- Ability to communicate effectively with team and branch contacts
- Self-motivated with the ability and desire to learn and willingness to apply new procedures and concepts
- Completes routine tasks accurately and timely
- Effective, basic, and efficient computer/technical skills and use of Microsoft Office programs
- Demonstrated organizational skills
- Has robust follow-up system to ensure loan support administration and follow-up
- Ability to work independently and on a team with minimal instruction
- Ability to travel overnight as needed for learning and development activities
- Knowledge of Farm Credit Association policies and procedures preferred
Other Details: AgSouth is an Equal Opportunity Employer, including veterans and individuals with disabilities.
Why AgSouth? When you work here, you have an opportunity to make a difference for agriculture and rural communities. Part of the national Farm Credit System, we are an agricultural lending cooperative that provides loans for land, production agriculture, farm equipment, crop insurance, leasing, and home mortgages. Our $4 billion portfolio of customers and strong presence in local communities across North Carolina, South Carolina, and Georgia allow us to effectively serve our member-borrowers as the largest agricultural lender in the southeast.
At AgSouth, we value our employees and provide them room to grow both personally and professionally. If you're looking for more than just a job, consider joining the AgSouth family!
What can we offer you? - Competitive pay, with paid vacation, holidays and sick leave, as well as paid time off for volunteering
- Corporate incentive plan with spot bonuses for top-notch work
- Medical, dental and vision insurance, as well as life and disability insurance
- Flexible spending and health savings accounts
- Generous 401(k) matching contributions, as well as additional employer contributions
- Reimbursement for approved higher education pursuits
- A wellness program for employees, which includes resources for a healthier lifestyle
- Corporate learning programs for professional development
- Other perks, such as employee discounts on select cell phone providers, computers, etc.
ABOUT US ABOUT US We are an Equal Employment/Affirmative Action employer, including veterans and individuals with disabilities. We do not discriminate in hiring on the basis of age, race, color, national origin, sex, sexual orientation, gender identity, pregnancy (including childbirth or related medical condition), religion, disability, protected veteran status, or any other characteristic protected by federal, state or local law.
If you need a reasonable accommodation for any part of the employment process, please contact us by email at AGSHR@agsouthfc.com or by phone at (912) 764-9091 and let us know the nature of your request and your contact information. Requests for accommodation will be considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodation will be responded to from this e-mail address.
Why AgSouth? When you work here, you have an opportunity to make a difference for agriculture and rural communities. Part of the national Farm Credit System, we are an agricultural lending cooperative that provides loans for land, production agriculture, farm equipment, crop insurance, leasing, and home mortgages. Our $4 billion portfolio of customers and strong presence in local communities across North Carolina, South Carolina, and Georgia allow us to effectively serve our member-borrowers as the largest agricultural lender in the southeast.
At AgSouth, we value our employees and provide them room to grow both personally and professionally. If you're looking for more than just a job, consider joining the AgSouth family!
What can we offer you? • Competitive pay, with paid vacation, holidays and sick leave, as well as paid time off for volunteering.
• Corporate incentive plan with spot bonuses for top-notch work.
• Medical, dental and vision insurance, as well as life and disability insurance.
• Flexible spending and health savings accounts.
• Generous 401(k) matching contributions, as well as additional employer contributions.
• Reimbursement for approved higher education pursuits.
• A wellness program for employees, which includes resources for a healthier lifestyle.
• Corporate learning programs for professional development.
• Other perks, such as employee discounts on select cell phone providers, computers, etc.